Terms of Service

Last updated: March 22, 2026

Acceptance of Terms

By accessing or using KrowtenIQ ("the Service"), operated by Krowten Capital LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

Description of Service

KrowtenIQ is an AI-powered financial planning platform that provides spending analysis, portfolio optimization, retirement forecasting, and other financial tools. The Service is designed for informational and educational purposes only.

Not Financial Advice

KrowtenIQ is not a registered investment advisor, broker-dealer, or financial planner. The information and recommendations provided by the Service do not constitute professional financial advice.

You should consult with a qualified financial professional before making any financial decisions. We are not responsible for any financial losses resulting from actions taken based on information provided by the Service.

User Accounts

  • You must provide accurate and complete registration information
  • You are responsible for maintaining the security of your account
  • You must be at least 18 years old to use the Service
  • One person may not maintain more than one account

Linked Financial Accounts

By connecting financial accounts through Plaid, you authorize us to access and retrieve your financial data for the purpose of providing the Service. You may disconnect any linked account at any time through your account settings.

Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Reverse engineer or attempt to extract the source code
  • Use the Service to build a competing product

Limitation of Liability

To the maximum extent permitted by law, Krowten Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

Changes to Terms

We may update these terms from time to time. We will notify you of material changes by email or through the Service. Continued use after changes constitutes acceptance of the updated terms.

Contact

For questions about these terms, contact us at legal@krowteniq.com.